<?xml version="1.0" encoding="utf-8"?>
<form>
	<fieldset name="payment">
		<fields name="params">
			<field
				name="CardOwner"
				type="text"
				label="Card Holder"
				class="inputbox"
				default="Sample Kawukudi"
			/>
			<field
				name="CardNo"
				type="text"
				label="Card Number"
				class="inputbox"
				default="XXXXXXXXXXXXXXXX"
			/>
				<field
				name="CVV"
				type="password"
				label="PIN"
				class="inputbox"
				default="1234"
			/>
					<field
				name="Expiry_Month"
				type="text"
				label="Expiry Month"
				class="inputbox"
				default="12"
			/>
					<field
				name="Expiry_Year"
				type="text"
				label="Expiry Year"
				class="inputbox"
				default="2018"
			/>
		</fields>
	</fieldset>
</form>

	

	/**
	 * Create a payment using a previously obtained credit card id.
	 * The corresponding credit card is used as the funding instrument.
	 *
	 * @param   stdClass  $invoice  The data required by the payment gateway to execute the transaction
	 *
	 * @return  mixed
	 * @throws  Exception
	 */
	protected function initPayment($invoice)
	{

		// Let any exception here to propagate upward
		$me     = JFactory::getUser();
		$date   = JFactory::getDate()->toSql();
		$helper = SellaciousHelper::getInstance();
		$http     = JHttpFactory::getHttp();
		$config = $this->getParams();

		$form = JForm::getInstance('kharis', __DIR__.'/forms/kharis.xml');   
		$fieldsets = $form->getFieldsets();
		
		$api       = new stdClass();
		$data = array(
			'id'         => null,
			'order_id'   => $invoice->order_id,
			'context'    => 'user.id',
			'context_id' => $me->id,
			'reason'     => $invoice->reason,
			'crdr'       => 'dr',
			'amount'     => $invoice->amount,
			'currency'   => $invoice->currency,
			'balance'    => null,
			'txn_date'   => $date,
			'state'      => 1,

			
		);


	//	$form = JForm::getInstance('kharis', __DIR__.'/forms/kharis.xml');   

		if ($form)
		{
		   //get all the fieldsets in the xml form
		   $fieldsets = $form->getFieldsets();
	 
		   //display for example the label of each fieldset - var_dump($fieldsets) to see more properties
		   foreach ($fieldsets as $fieldset)
		   {
			 // echo JText::_($fieldset->label);
			  
			  //loop through the fields
			  $fields = $form->getFieldset($fieldset->name);
			 
			 
			  foreach ($fields as $field)
			  {
				  $data[substr(substr($field->name,0,-1),7)]=$field->value;
				 //exclude for example image type media from display
				 if (strtolower($field->type) != 'media')
				 {
					//render the field - see class the finition for more methods
					echo $field->renderField();   
				 }      
			
				}
			}
		}
		//$balance = $helper->transaction->getBalance($me->id, $invoice->currency, 'user.id');
		$kurl = 'https://kcash.kharissystems.com/kharis.php/';

		

		//$data['url']         = $url;
	//$this->app->redirect($kurl.http_build_query($data, '', '&'));			
	//	$response = $http->post($kurl, $data);
	//	$response = (object) $response;

		return $response;
	}

	/**
	 * Generate response data to be stored in the transaction log and save
	 *
	 * @param   object  $response
	 *
	 * @return  bool
	 * @throws  Exception
	 */